Is a DIY Personal Injury Claim a Good Idea?

photo of an ambulance in a rush

The internet is full of Do-It-Yourself (DIY) projects. You can find instructions for a DIY outdoor kitchen, bathroom remodel and even how to fix your lawn mower. Some things though, are generally not a good idea for your next DIY attempt. For example, it is probably not a good idea to do your own taxes or stitch yourself up after an accident. Some things are better left to those with the experience and knowledge to do them right the first time. The same holds true for personal injury claims.

Imagine getting in a car accident. Your sedan is totaled, you have a couple of broken bones, and your doctor said you cannot return to work for a few weeks. You are facing a serious financial setback because the other driver decided to run the stop sign. Now, imagine trying to haggle with the other driver’s car insurance company. It is difficult enough to force a payment out of your insurance, much less another person’s. It is usually difficult to get a third-party insurance company to play ball without some sort of legal backing. This is where your attorney comes in.

Let your attorney’s fingers do the walking

Letting an attorney do the work for you sends the message that you mean business while saving you the frustration of trying to negotiate yourself. Remember that the insurance company is going to do everything it can to avoid paying a claim. This means that you could face a dispute about who was at fault for the accident or the insurer might offer a settlement ridiculously below the actual expenses the accident caused. Your attorney will know exactly how to handle the insurance company so that you can get the compensation you deserve.

At the start of the process, your attorney will probably send a demand letter to the other driver’s insurance company. This letter will detail your account of the accident, why the other driver was at-fault, the specifics of the injuries and damages you suffered, as well as the amount of money you are requesting.

Legal pressure

If the insurance company does not comply with the demand letter, your attorney will attempt to negotiate on your behalf. This means that you must have an idea of the lowest amount of money you will be willing to accept. If the insurance company still refuses to sufficiently compensate you, your lawyer may advise you to pursue your claim in court.

If you have been involved in a car accident with a negligent driver in the Miramar area, you might be entitled to compensation for your injuries, the damages to your car and lost wages. Remember, filing a personal injury claim is generally not a DIY project most people can successfully complete.